CONFIDENCE IN HEALTH INSURANCE AFFORDABILITY AND DELAYED OR FORGONE HEALTH CARE AMONG ADULTS APPROACHING RETIREMENT

Jamie Luster; Renuka Tipirneni; Erica Solway; Preeti Malani; Jeffrey Kullgren; Matthias A Kirch; Dianne Singer; Aaron M Scherer

doi:10.1093/geroni/igz038.041

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CONFIDENCE IN HEALTH INSURANCE AFFORDABILITY AND DELAYED OR FORGONE HEALTH CARE AMONG ADULTS APPROACHING RETIREMENT

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CONFIDENCE IN HEALTH INSURANCE AFFORDABILITY AND DELAYED OR FORGONE HEALTH CARE AMONG ADULTS APPROACHING RETIREMENT

Jamie Luster, Renuka Tipirneni, Erica Solway, Preeti Malani, Jeffrey Kullgren, Matthias A Kirch, Dianne Singer and Aaron M Scherer

Innovation in aging, Vol.3(Suppl 1), pp.S12-S12

11/08/2019

DOI: 10.1093/geroni/igz038.041

PMCID: PMC6840393

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https://doi.org/10.1093/geroni/igz038.041View

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Abstract

Recent challenges to the ACA may add uncertainties to decision-making about health insurance. We sought to determine if health insurance affordability concerns were associated with delayed/forgone health care among adults approaching retirement age. In October 2018, the NPHA conducted an online survey of US adults age 50-64. 45% of respondents had little/no confidence in ability to afford health insurance when they retire, and 27% little/no confidence in this over the next year. In the past year, 13% had not gotten medical care and 12% had not filled a prescription because of cost concerns. Controlling for demographic and health characteristics, having little/no confidence in health insurance affordability in retirement/within the next year was associated with delaying/forgoing health care (aOR 2.80, p<0.001). Despite the ACA’s coverage expansions and consumer protections, these findings suggest adults worry about the affordability of health insurance in retirement and may avoid needed health care for that reason.

Session 540 (Symposium)

Details

Title: Subtitle: CONFIDENCE IN HEALTH INSURANCE AFFORDABILITY AND DELAYED OR FORGONE HEALTH CARE AMONG ADULTS APPROACHING RETIREMENT
Creators: Jamie Luster - University of Michigan
Renuka Tipirneni - University of Michigan
Erica Solway - University of Michigan
Preeti Malani - University of Michigan
Jeffrey Kullgren - University of Michigan
Matthias A Kirch - University of Michigan
Dianne Singer - University of Michigan
Aaron M Scherer - Roy J. and Lucille A. Carver College of Medicine
Resource Type: Abstract
Publication Details: Innovation in aging, Vol.3(Suppl 1), pp.S12-S12
DOI: 10.1093/geroni/igz038.041
PMCID: PMC6840393
ISSN: 2399-5300
eISSN: 2399-5300
Publisher: Oxford University Press
Language: English
Date published: 11/08/2019
Academic Unit: General Internal Medicine; Internal Medicine
Record Identifier: 9984363162802771

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