Journal article
Anti-Selection & Genetic Testing in Insurance: An Interdisciplinary Perspective
The Journal of law, medicine & ethics, Vol.50(1), pp.139-154
01/01/2022
DOI: 10.1017/jme.2022.18
PMID: 35243989
Abstract
Anti-selection occurs when information asymmetry exists between insurers and applicants. When an applicant knows they are at high risk of loss, but the insurer does not, the applicant may try to use this knowledge differential to secure insurance at a lower premium that does not match risk.
Details
- Title: Subtitle
- Anti-Selection & Genetic Testing in Insurance: An Interdisciplinary Perspective
- Creators
- Dexter GolinghorstAisling de Paor - Dublin City UniversityYann Joly - McGill UniversityAngus S. Macdonald - Heriot Watt Univ, Actuarial Math, Edinburgh, Midlothian, ScotlandMargaret Otlowski - University of TasmaniaRichard Peter - University of IowaAnya E. R. Prince - University of Iowa
- Resource Type
- Journal article
- Publication Details
- The Journal of law, medicine & ethics, Vol.50(1), pp.139-154
- Publisher
- Cambridge Univ Press
- DOI
- 10.1017/jme.2022.18
- PMID
- 35243989
- ISSN
- 1073-1105
- eISSN
- 1748-720X
- Number of pages
- 16
- Grant note
- R00HG008819 / National Human Genome Research Institute of the National Institutes of Health; United States Department of Health & Human Services; National Institutes of Health (NIH) - USA; NIH National Human Genome Research Institute (NHGRI)
- Language
- English
- Date published
- 01/01/2022
- Academic Unit
- Finance; Law Faculty
- Record Identifier
- 9984380441302771
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