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BILATERAL RISK SHARING WITH HETEROGENEOUS BELIEFS AND EXPOSURE CONSTRAINTS
Journal article   Peer reviewed

BILATERAL RISK SHARING WITH HETEROGENEOUS BELIEFS AND EXPOSURE CONSTRAINTS

Tim J. Boonen and Mario Ghossoub
ASTIN Bulletin : The Journal of the IAA, Vol.50(1), pp.293-323
01/01/2020
DOI: 10.1017/asb.2019.39
url
https://doi.org/10.1017/asb.2019.39View
Published (Version of record) Open Access

Abstract

This paper studies bilateral risk sharing under no aggregate uncertainty, where one agent has Expected-Utility preferences and the other agent has Rank-dependent utility preferences with a general probability distortion function. We impose exogenous constraints on the risk exposure for both agents, and we allow for any type or level of belief heterogeneity. We show that Pareto-optimal risk-sharing contracts can be obtained via a constrained utility maximization under a participation constraint of the other agent. This allows us to give an explicit characterization of optimal risk-sharing contracts. In particular, we show that an optimal risk-sharing contract contains allocations that are monotone functions of the likelihood ratio, where the latter is obtained from Lebesgue's Decomposition Theorem.
Business & Economics Economics Mathematical Methods In Social Sciences Mathematics Mathematics, Interdisciplinary Applications Physical Sciences Science & Technology Social Sciences Social Sciences, Mathematical Methods Statistics & Probability

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