Logo image
Is There a Trade-off Between Protecting Investors and Promoting Entrepreneurial Activity? Evidence from Angel Financing
Journal article   Open access   Peer reviewed

Is There a Trade-off Between Protecting Investors and Promoting Entrepreneurial Activity? Evidence from Angel Financing

Jiajie Xu
Journal of financial and quantitative analysis, Vol.58(8), pp.3305-3341
12/2023
DOI: 10.1017/S0022109022001314
url
https://doi.org/10.1017/S0022109022001314View
Published (Version of record) Open Access

Abstract

This article studies how changes in investor protection regulations affect local entrepreneurial activity, relying on the heterogeneous impact of a 2011 SEC regulation change on the definition of accredited investors across U.S. cities. Using a difference-in-differences approach, I show that cities more affected by the regulation change experienced a significantly larger decrease in local angel financing, entrepreneurial activity, innovation output, employment, and sales. I find that small business loans and second-lien mortgages became entrepreneurs' partial substitutes for angel investment. My cost-benefit analysis suggests that the costs of protecting angel investors through the 2011 regulation change outweigh its benefits.
Economics Social Sciences Business & Economics Business, Finance

Details

Metrics

Logo image