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The optimal dividend barrier in the Gamma–Omega model
Journal article   Peer reviewed

The optimal dividend barrier in the Gamma–Omega model

Hansjörg Albrecher, Hans Gerber and Elias Shiu
European Actuarial Journal, Vol.1(1), pp.43-55
07/2011
DOI: 10.1007/s13385-011-0006-4
url
https://serval.unil.ch/notice/serval:BIB_8C8B07848F02View
Open Access

Abstract

In the traditional actuarial risk model, if the surplus is negative, the company is ruined and has to go out of business. In this paper we distinguish between ruin (negative surplus) and bankruptcy (going out of business), where the probability of bankruptcy is a function of the level of negative surplus. The idea for this notion of bankruptcy comes from the observation that in some industries, companies can continue doing business even though they are technically ruined. Assuming that dividends can only be paid with a certain probability at each point of time, we derive closed-form formulas for the expected discounted dividends until bankruptcy under a barrier strategy. Subsequently, the optimal barrier is determined, and several explicit identities for the optimal value are found. The surplus process of the company is modeled by a Wiener process (Brownian motion).
Finance/Investment/Banking Mathematics Applications of Mathematics Game Theory, Economics, Social and Behav. Sciences Quantitative Finance

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